Personal Bankruptcy Information

Dallas - Houston - South Texas Consumer Bankruptcy Lawyer

Consumer bankruptcy or personal bankruptcy refers to the bankruptcy laws designed to protect consumers and permit individuals an opportunity for a fresh start.

Individuals file personal bankruptcy for a number of reasons, including loss of income from layoffs or hours cut back, unforeseen expenses such as medical bills from an accident or illness, and spiraling credit card debt with high interest rates and penalties.

The bankruptcy lawyers at Bailey & Galyen assist consumers with personal bankruptcy. We will analyze your situation and provide you with your options, which may or may not include bankruptcy and other possible solutions outside of bankruptcy.

We have multiple offices throughout Texas, including offices in the DFW Metroplex and North Texas, offices throughout the Houston area, and offices in South Texas. We strive to make the process understandable and painless. Our goal is to alleviate your stress and help you with your financial situation so you can obtain a fresh start.

For additional information about us and the benefit of retaining our services, please visit the Benefits of Retaining Bailey & Galyen page.

Skilled Representation and Knowledgeable Personal Bankruptcy Advice

We have extensive experience with personal bankruptcy matters. If bankruptcy is a viable option, we will discuss Chapter 7 bankruptcy (sometimes called a ''straight bankruptcy'') and Chapter 13 bankruptcy (sometimes referred to as a personal reorganization) options with you.

We can utilize the personal bankruptcy laws to:

• Reduce or Eliminate Credit Card Debt and Medical Bills
• Stop Foreclosure on Your Home
• Stop Creditor Harassment
• Stop IRS Garnishments and Solutions for IRS Debt
• Stop Student Loan Garnishments

You should get the facts about bankruptcy and discuss with an experienced bankruptcy attorney whether a personal bankruptcy is right for you and your circumstances.

Contact a Texas Board Certified Consumer Bankruptcy Specialist and Personal Bankruptcy Lawyer Today

If you would like to obtain additional information about Chapter 7 and 13 bankruptcy, explore your options, learn about the bankruptcy process or discuss your particular situation with an experienced Texas personal bankruptcy attorney, please schedule a free initial consultation by calling us toll free at 877.345.6767 (Dallas-Ft. Worth area), 866.715.1529 (Houston area) or 866.678.1900 (South Texas). If you prefer, you can also fill out our intake form and we contact you to schedule a consultation.

We provide affordable payment plans for fees. For additional information about personal bankruptcy, please visit our Personal Bankruptcy Information page as well as our General Bankruptcy Information page.

Free Initial Consultations
Multiple Office Locations
Flexible Payment Plans
After-Hours and Weekend Appointments
Se Habla Español

* Board Certified as a Consumer Bankruptcy Specialist by the Texas Board of Legal Specialization

Download our client intake form.

Call our nearest office for prompt HELP:

Bedford Ph 817.868.5500 | Dallas Ph 214.252.9099 : 866.378.4705 | Ft. Worth : Ph 817.263.3000 | Houston : Ph 281-335-7744 : 866-715-1529 | Arlington : Ph 817.276.6000 : 817.276.6020 | Grand Prairie : Ph 972.642.7900 : 866.380.3369 | Irving Ph 972.256.6300 | Weatherford: Ph 817.594.5428 | Harlingen: Ph 956.440.0534 Brownsville 866-678-1900 | Mesquite: Ph 972.682.7868 | McAllen: 956.686.8500